Rare Opportunity in Monterey Estates! Presenting an exceptional luxury estate home offering an impressive combination of size, privacy, and premier lakefront living. This expansive 6-bedroom, 4-bathroom residence is ideally positioned at the tip of the lake on the largest lot within the exclusive, gated community of Monterey Estates, with over 3500 sq ft and a NEW METAL ROOF on a cul-de-sac. This home is a rare gem. This boutique enclave boasts only 45 estates with a remarkably low HOA. The thoughtfully designed split-floor plan features a first-floor primary suite with tranquil lake and pool views, dual custom walk-in closets, and direct access to the outdoor living area. Two additional bedrooms and a renovated Jack & Jill bathroom are also located on the main level, along with a